Jayne Calonge | Wealth Strategist & Agency Owner
Jayne Calonge, Wealth Strategist and Agency Owner with GFI
Agency Owner · GFI
Wealth Strategist & Educator

Clarity First. Confidence Next. A Legacy That Lasts.

Jayne Calonge · Las Vegas, NV

Relationship-driven, education-first guidance for individuals and families ready to protect, grow, and steward their wealth with intention — and create lasting generational impact.

0 Years Guiding Families
$0 Wealth Transferring Between Generations
0 Education-First Approach
0 Cost for Our Guidance
About Jayne

Wealth Is More Than Accumulation

It is stewardship, legacy, and peace of mind — built on relationships, not transactions

I’m a licensed financial professional and agency owner with GFI, working alongside my wife and partner Jasmine to help individuals and families protect, grow, and steward their wealth with intention and wisdom. Together, we bring over a decade of experience to every relationship we build.

Our work is deeply personal. We witnessed firsthand how a lack of financial education can impact generations — including our own families during the 2008 financial crisis. That experience shaped our calling: to serve others through clear education, honest guidance, and strategies that actually fit real life.

We don’t sell courses, and we don’t charge for guidance. We partner with you — thoughtfully, patiently, and without pressure — to build a plan that protects what matters most and creates lasting generational impact for the people you love.

Our Approach

A Decade+ of Experience

Over ten years guiding families and individuals through life’s most important financial decisions

Education First, Always

Plain-language clarity and honest answers — never high-pressure sales or jargon

No Cost for Guidance

Our conversations and strategies are free; we’re compensated by the carrier, not by you

A Full Product Shelf

A+ rated carriers across a complete range of protection and wealth-building solutions

Who We Help

Built for Real Lives at Every Stage

Wherever you are right now, the goal is the same — a clear plan that protects the people who depend on you and the wealth you’ve worked to build

Young Families

Just Getting Started

Protecting a growing household, a new mortgage, and the income everything depends on — affordably.

Established Households

Building & Balancing

Juggling income protection, education savings, and retirement contributions without overextending.

Pre-Retirees

Approaching Retirement

Turning savings into reliable, lasting income — and stress-testing the plan before you need it.

Legacy-Minded

Stewarding What’s Built

Transferring wealth efficiently, keeping it out of probate, and providing for the next generation.

What We Offer

Comprehensive Protection & Wealth Solutions

A complete shelf of A+ rated products — matched to your family, your income, and your long-term vision. Tap any solution to see how it works.

01

Life Insurance

Premium coverage including term, whole, and universal life designed to protect your family’s financial future.

Term life for affordable temporary coverage, whole life for lifelong protection with cash value, and universal life policies that flex with your needs. Every policy is custom-matched to your income, dependents, and long-term goals — so the people who depend on you never face financial uncertainty.
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02

Indexed Universal Life

Advanced wealth accumulation with market-linked growth, tax advantages, and downside protection.

IUL policies link cash-value growth to a market index (like the S&P 500) with a floor of 0% — so you participate in market upside without risking your principal. Ideal for tax-advantaged retirement income supplementation and multi-generational wealth building when properly structured.
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03

Retirement Planning

Strategic solutions including annuities and comprehensive income planning for long-term security.

From fixed and indexed annuities to Social Security optimization, we design comprehensive retirement income plans that help ensure you never outlive your money. We account for inflation, healthcare costs, and lifestyle goals to create a plan that truly lasts.
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04

Mortgage Protection

Specialized coverage ensuring your family keeps their home regardless of life’s circumstances.

If you or your spouse were unable to work due to illness, injury, or death, would your family keep the house? Mortgage protection insurance is designed so the answer is always yes — covering your mortgage balance or payments so your family stays home, no matter what.
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05

Final Expense Planning

Thoughtful coverage that relieves loved ones of financial burden during life’s most difficult moments.

Final expense coverage provides whole life insurance specifically designed to cover funeral costs, medical bills, and end-of-life expenses — helping ensure your loved ones aren’t left with financial burdens during their most difficult moments.
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06

Legacy & Probate Protection

Multi-generational wealth transfer strategies that keep your legacy out of probate and in your family’s hands.

Without proper planning, an estate may be forced into probate — a lengthy, costly, public process. We design trust-integrated life insurance strategies that transfer wealth directly to your heirs, help bypass probate, work to minimize estate taxes, and preserve the legacy you’ve built for the generations who follow.
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How We’ll Work Together

A Clear, Unhurried Process

No surprises and no pressure — just four straightforward steps from first conversation to lasting protection

1

Listen First

We start with a relaxed conversation about your family, your income, your goals, and what keeps you up at night. No forms, no pitch — just understanding.

2

Build the Strategy

We bring back a clear, written plan matched to your situation, explained in plain language, with options at different budgets so the decision is always yours.

3

Put It in Place

Once you’re confident, we handle the paperwork and walk you through underwriting and approval. You’ll always know what’s happening and why.

4

Review & Adjust

Life changes — new jobs, new children, new homes. We check in regularly to make sure your coverage still fits the life you’re actually living.

Common Questions

Answers to What Families Ask Most

Straight answers to the questions that come up most often — and if yours isn’t here, just ask

It depends on your income, debts, dependents, and goals — there’s no one-size-fits-all number. A common starting point is enough to replace your income for the years your family would need it, plus any mortgage or major debts. In our first conversation, we’ll walk through your specific situation and land on a number that actually makes sense for you.
Term life covers you for a set period (like 20 or 30 years) at a lower cost — ideal for covering a mortgage or your working years. Whole life lasts your entire life and builds cash value over time. Many families use a mix of both. We’ll explain the trade-offs clearly so you can choose what fits your budget and your goals.
Being young and healthy is exactly when coverage is most affordable and easiest to qualify for. Locking in a policy now protects both your insurability and your rate for the future, and gives your family a foundation if the unexpected happens. Waiting almost always costs more later.
An Indexed Universal Life policy is permanent life insurance with a cash-value component that grows based on a market index, with a floor that protects against market losses. It can be a tool for tax-advantaged growth and supplemental retirement income. It isn’t right for everyone, and we’ll only recommend it if it genuinely fits your goals.
No. Our conversations and the strategies we build for you are free, with no obligation. We don’t sell courses and we don’t charge for guidance. If you decide to move forward with a policy, we’re compensated by the insurance carrier — not by you. You’ll never get a bill from us for guidance.
Employer coverage is a great benefit, but it’s usually limited (often one to two times your salary) and it typically ends when you leave that job. A personal policy stays with you regardless of where you work and can be sized to what your family actually needs. For most families, the two work best together.
It varies by product and carrier. Some simplified policies can be approved in days; fully underwritten policies may take a few weeks if a medical exam is involved. We’ll set clear expectations up front and keep you updated at every step.
It’s a relaxed, no-pressure conversation — usually 20 to 30 minutes. We’ll ask about your family and your goals, answer any questions you have, and explain what options might make sense. There’s no obligation to do anything afterward. The goal is simply for you to leave with more clarity than you had before.
Clarity is the first step toward confidence. Wealth is more than accumulation — it is stewardship, legacy, and peace of mind.
— Jayne & Jasmine Calonge

Every family’s situation is different, so every plan should be too. Our role is to listen first, explain clearly, and equip you with honest answers — then walk alongside you as you build a strategy that fits your real life, your values, and your long-term vision. No jargon, no pressure. Just guidance you can trust from people who treat your family’s future like our own.

Jayne and Jasmine Calonge, life partners and licensed financial professionals
Jayne & Jasmine
A Note From Jayne & Jasmine

Partners in life. Partners in your plan.

We’re Jayne and Jasmine Calonge — life partners, licensed financial professionals, and agency owners with GFI. For more than a decade, we’ve helped individuals and families protect, grow, and steward their wealth with intention and wisdom.

Our work is deeply personal. We watched what a lack of financial education did to our own families during the 2008 crisis — and that shaped a calling to do this differently: education first, relationship driven, and centered on the values that matter most to you.

Experience 10+ Years
Platform GFI
Based In Las Vegas, NV
Call (510) 672-4948 →

Let’s Build Something That Lasts

Schedule a no-pressure conversation about your family, your income, your retirement, and your legacy. We’ll talk through where you are, where you want to be, and the simplest path to get there.